40oz
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Post by 40oz on Jun 5, 2024 18:03:13 GMT -5
Hypothetical:
Suppose a business accepts payments one way, and the only way is through an app they created where you put in your card information and, through an agreement, a representative is able to authorize transactions based on services rendered. Within the app, you can authorize transactions too, but you're not a required party to approve every single one.
Suppose, upon receiving the services the first time, you wanted to pay for the services in cash instead of registering the app, but the business won't accept...?
Can you get in trouble for money owed if you're willing to pay with legal cash, but they won't take it because they only accept monetary transactions through this weird, possibly privacy invasive app that can run transactions without me? Would this hold up in a court battle? What is the precedence on something like this?
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Post by JadingTsunami on Jun 5, 2024 18:18:51 GMT -5
Presumably via the EULA, you agreed to settle debts using the in-app currency when you signed up. In that case, I would think you have little recourse to suddenly change the terms of the agreement to allow cash payments.
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40oz
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Post by 40oz on Jun 5, 2024 18:41:25 GMT -5
How do I know how far I got before the EULA takes place? I haven't put in any information in the app and never put in my card information, but supposedly just by talking to this person over the phone while they kept me on the line for an hour, they are now billing me for this time and requesting I register an account to this app so they can authorize payment on it. The app says under the pay button that by clicking this button you authorize the end user to store you card information and authorize future transactions.
I haven't done anything yet but I'm having a stupid argument with this person about why I can't just pay them in cash. How about you don't get fucken paid then? Are they gonna win this? They're not a very big company.
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Deleted
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Post by Deleted on Jun 5, 2024 18:43:05 GMT -5
This sounds like Scam Fuckin' City; I would just immediately hang up on them.
EDIT: I'm being, as the kids say, deadass with you right now
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40oz
diRTbAg
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Post by 40oz on Jun 5, 2024 18:50:51 GMT -5
I think so too, i just wanted to check if I wasn't being ridiculous here. I'm thinking to myself, what if I was just some homeless guy with no bank account? your business has absolutely no way of dealing with this?
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Deleted
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Post by Deleted on Jun 5, 2024 18:53:08 GMT -5
I think so too, i just wanted to check if I wasn't being ridiculous here. I'm thinking to myself, what if I was just some homeless guy with no bank account? your business has absolutely no way of dealing with this? To be serious, if you did not explicitly agree to an EULA/contract to receive services, either via website or voice recording on this call, and you haven't provided any payment information up until now, it really sounds like they are trying to coerce you into doing so. Also, regarding cash: www.federalreserve.gov/faqs/currency_12772.htmIt seems that a business can't be compelled to accept cash to provide services, but if they became an actual creditor (i.e., sent you to collections with a valid reason, won in small claims court, whatever), cash would be a legal option to repay said debt. That's what I get out of reading that. |
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40oz
diRTbAg
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Post by 40oz on Jun 5, 2024 19:17:46 GMT -5
An application I signed said the name of the app that they utilize to make payments, but i didn't receive a link to sign up to the app until after the first billable call. Was I supposed to know every detail of what this random app does before I finished applying in the first place? I read the agreement located on the app itself where it told me I had to proceed to authorize the end user to be able to charge my card, simultaneously with me issuing my first payment through clicking on a single button. I won't specifically be asked to approve before any further transaction goes through, and that is what I thought was sketchy.
I'm telling the person I'm willing to pay them in some other way but its blowing my mind that they are putting up a fight about this.
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40oz
diRTbAg
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Post by 40oz on Jun 5, 2024 19:37:27 GMT -5
What in the fuck is this sentence? I'm getting an aneurysm trying to interpret this.  |
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Post by JadingTsunami on Jun 5, 2024 19:43:11 GMT -5
I wonder, did you try googling the company's name and appending the word "scam"? That usually brings up useful results.
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Deleted
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Post by Deleted on Jun 5, 2024 19:45:02 GMT -5
Well, I don't need to know your personal details or see the application, but for me I would never allow them to have my payment information and also the authority to unilaterally charge it.
I won't give legal advice that I'm not qualified to, but if it were ME, I wouldn't give them my payment information, immediately make it clear that I want to cancel, and let them try to collect what they think they are owed.
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StodgyAyatollah
Doomer
I'm not here. You're just imagining things.
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Post by StodgyAyatollah on Jun 5, 2024 20:38:51 GMT -5
What in the fuck is this sentence? I'm getting an aneurysm trying to interpret this. This looks like a legal disclaimer that if canceling then certain terms of their eula will no longer cover you. So poorly written it's hard to tell though. More gibberish than legal speak imo. |
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Post by TheFantasticFungiFan on Jun 5, 2024 22:19:43 GMT -5
I think so too, i just wanted to check if I wasn't being ridiculous here. I'm thinking to myself, what if I was just some homeless guy with no bank account? your business has absolutely no way of dealing with this? To be serious, if you did not explicitly agree to an EULA/contract to receive services, either via website or voice recording on this call, and you haven't provided any payment information up until now, it really sounds like they are trying to coerce you into doing so. Also, regarding cash: www.federalreserve.gov/faqs/currency_12772.htmIt seems that a business can't be compelled to accept cash to provide services, but if they became an actual creditor (i.e., sent you to collections with a valid reason, won in small claims court, whatever), cash would be a legal option to repay said debt. That's what I get out of reading that. This is correct, a business in America is not required to accept cash. We've had problems with people misunderstanding this where I work in the past. If you get caught up in collections, they are required to accept cash as payment towards your debt. Somewhere along the way, this got twisted into "all businesses must take cash or it's illegal". |
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Post by TheFantasticFungiFan on Jun 5, 2024 22:29:51 GMT -5
Sent you a PM, 40oz.
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